Fast Cover Best value
Standard Saver
9k$20.90 AUD
Compare travel insurance for Philippines
Medical, cancellation and luggage cover from Australian insurers.
Medical, cancellation and luggage cover from Australian insurers. No reciprocal agreement. Facilities outside Manila and Cebu are limited; serious cases are often evacuated to Singapore or Australia.
InsureandGo
Gold
5k$23.50 AUD
Cover-More Most popular
Comprehensive Plus
15k$25.40 AUD
Allianz Travel
Comprehensive
11k$28.40 AUD
Southern Cross Travel Insurance Lowest excess
International Comprehensive
7k$30.30 AUD
Prices are indicative, shown in AUD and refreshed from provider APIs where available. Always confirm the final price on the provider's site — it is the price that applies. We may earn a commission if you buy through our links, which never changes what you pay or how we rank results. How we make money.
Compared side by side
| Insurer | Policy | Medical | Cancellation | Excess | From (AUD) |
|---|---|---|---|---|---|
| Fast Cover | Standard Saver | Unlimited | $25,000 | $200 | $20.90 |
| InsureandGo | Gold | Unlimited | $20,000 | $200 | $23.50 |
| Cover-More | Comprehensive Plus | Unlimited | Unlimited | $200 | $25.40 |
| Allianz Travel | Comprehensive | Unlimited | Unlimited | $250 | $28.40 |
| Southern Cross Travel Insurance | International Comprehensive | Unlimited | Unlimited | $100 | $30.30 |
More Philippines essentials
Entry requirements
Passport, visa, arrival cards and customs rules for Australian passport holders.
Connectivity
Instant data, no physical SIM required.
Money & payments
Cards, cash and FX fees for Australian travellers.
Airport transfer
Trains, buses, private transfers and taxis compared.
Driving
International Driving Permit rules and car hire for Australians.
Travel essentials
Adapters, plugs, tap water, tipping and health basics.
Things to do
Attractions, tours and passes worth booking ahead.
Trip checklist
Tick off every essential before you fly.
Philippines travel insurance FAQs
Is travel insurance valid everywhere in the Philippines?
Not necessarily. Smartraveller advises against travel to parts of Mindanao and the Sulu Archipelago, and most Australian policies exclude cover in 'do not travel' areas. Check the regional advice for your specific islands.
Watching Philippines?
We'll email you when entry rules or prices change for Australians travelling to Philippines.